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estimate of your personal retirement benefits and see the effects of different retirement age scenarios. If you don’t have a personal my Social Security account, you can create one at http://www.ssa.gov/myaccount. A personal . my. Social Security account also gives access to the online . Social Security Statement (Statement). In the . Statement, a bar graph shows your retirement benefit estimates for up to nine ages when you may want to start

To continue insurance benefits, the agency from which you retire must continue to participate in the state plan. If your former agency leaves the state group insurance program, your and your dependent’s coverage will be canceled.

It’s possible that your early retirement may not affect your Social Security benefits at all if you already have 35 years of work experience under your belt and you already know when you want to start benefits and approximately how much you’ll get. But if you haven’t given these things any thought, now’s the time to do so.

between $25,000 and $34,000, you may have to pay income tax on up to 50 percent of your benefits. more than $34,000, up to 85 percent of your benefits may be taxable. between $32,000 and $44,000, you may have to pay income tax on up to 50 percent of your benefits.